月入三千怎麼活？How to survive with RM3000 a month? (转载)

Can a family survive with RM3000 in Malaysia?
Here is a summary sharing from a newspaper article:

Presume a family with four members( father, mother, daughter and son), The husband is working and the wife is not.

Basic expenses for a family
1. Electric and water bill = RM100 (not including air-con, hot-water heater, equipments for family movie theater…enough?)
2. Telephone bill (Fixed line, not handphone) = RM100
3. Food = RM775 (RM25 for 3 meals a day, RM25 for a family of four members… can eat happily?)
4. Food for a father during working hours = RM155 (RM5 a day, RM5…what food can he take?)
5. Instalment for vehicle/Car loan = RM400 (Old model of Proton Saga, need to have 7 years of instalment paying)
6. Fuel(live in the city, traffic congested) = RM300 (can only afford for a car, for working purpose and sending children to school only)
7. Insurance premium = RM650 (children, wife and myself)
8. Housing loan = RM750 (30 years of instalment paying, even after retired still need to work and repay for the loan)
9. Tuition fees = RM80 ( will that be such cheap? I do not think so…)
10. Pocket money for the eldest child = RM20 (RM1 a day, eat bread?)
11. School miscellaneous expenses = RM30 (enough?)
12. Books and other expenses = RM100 (there will always be some extra expenses in school)
13. Milk powder for baby = RM50 (cannot buy milk powder with DHA,BHA,PHA, extremely expensive!)
14. Daily necessities = RM100 (shampoo, rice, seasonal, toilet papers…)

Not Astro, no movie at the cinema, no CDs, no albums, no surfing….no KFC, no McDonald, no shopping during weekends( fuel is expensive), no chit-chatting on the phone….

Let's count, my goodness! RM3610….have not deducted EPF, income tax.!
Dear Malaysians, how could we survive??

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